Ski Insurance: The Very Best Around | Welove2ski
Ski Holiday

Ski Insurance: The Very Best Around

Ski Insurance: The Very Best Around | Welove2ski
Photo: © Melody Sky.

Ski insurance is a tricky business. The trouble is that most insurers wriggle and what’s more they don’t know a mogul from a monkey. We want to make sure that all our readers are covered in all the multifarious situations in which you can find yourself – on-piste, off-piste, losing a ski, having skis stolen, lost luggage…and so it goes on.

As a result, we’d like to introduce you to MPI Brokers – the company we choose when we go skiing ourselves. Better still, we’ve negotiated a Welove2ski policy with them which we’re prepared to put out our name to. Welove2ski Holiday Insurance – put together for us by MPI Brokers – will provide the level of cover you would expect in a good insurance policy at competitive prices.

Below are a few key features of the policy and services they can provide – full details are available on their website. In order to be covered for cancellation it is advisable to do this at the time of booking your holiday.

Tailor-made to the type of skiing or snowboarding you do

Make sure the policy you choose provides cover for all the activities you are planning to do – not just piste skiing or snowboarding. MPI can also include some of the more unusual activities not normally part of wintersports insurance policies, such as race-training, skicross, heli-skiing, snowmobiling, and tricks in the terrain park. It will also cover skiing in some of the more remote resorts around the world. But, whether it’s for reindeer-sledding in the Arctic Circle, zip-wiring in Whistler or heli-skiing in the Andes, you will need to give your insurers the details.

For further information on keeping yourself safe on and off-piste, see our features on ski safety and ski helmets. Ski insurance is also vital for covering personal items such as luggage and ski equipment in the case of loss or theft.

The Royal Society for the Prevention of Accidents says: “Currently some 40 million alpine skiers venture to resorts worldwide…Snowsports by their nature are high speed, increasingly involving jumps and aerial tricks, undertaken often in removed wild environments. As with any activity there will always be accidents, however the right preparation, using the right gear and gaining the right skills and knowledge can massively reduce the risk of serious injury, and help you have a good time”.

Some Key Features

  • Off Piste  – with or without a guide
  • Mountain Rescue – Including rescue by helicopter
  • Other Wintersports Activities – Skidooing, tobogganing, local ski racing etc.
  • Personal Liability – Injuring other skiers, plus cover for ski leading and teaching
  • Family policies – kids go free
  • 24-hour Emergency Assistance – up to £5,000,000

Plus all usual travel insurance cover – please see policy wording for more details.

Get Your Quote

Many skiers travel abroad without insurance or inadequate cover. Don’t be one of them! To get an online discount and quick quote, simply fill in this form.

Over To You

Which insurance provider do you use when you go skiing, and why them? Let us know by leaving a comment below.

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Expert advice to get the most from your ski holiday for skiers, snowboarders and families. We tell you where to ski, how to ski, and a whole lot more.


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  • I don’t know the situation in other resorts, but here in Val d’Isère no British travel policy will actually get you off the hill if you are injured. The British insurers owe so much money to the Mountain Rescue Service here that unless you have Carte Neige or Carré Neige you are considered uninsured. If you sustain life-threatening injuries, you will be helicoptered to hospital whatever your insurance, but if you’re just hurt – two broken legs or six broken ribs, say – you will probably go by helicopter, with a doctor and a shot of morphine, if you have a French insurance, but by blood wagon and road ambulance, without pain killers, if you don’t.

    I reckon this only concerns about one skier in a thousand, but it affects them big time…